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Tokenization could save you in this ‘0% world’

In today’s “0% world,” the chase for yield has folks taking on more risk than ever before... But one unlikely partnership could reshape the future of bond investment as we know it. Cheeseburger and a side of tokens, anyone?
Daniel Creech
By Daniel Creech Research Analyst

The Fed is “screwing the savers… “

This was billionaire investor Leon Cooperman’s response to the Fed cutting interest rates last month.

Cooperman is highlighting the fact that “savers,” or those who are more risk averse, expect to earn a return on money held in a savings account or certificate of deposit (CD).

He pointed out the fact that savers are only earning around 2% on their cash—if they’re lucky—while the costs of food and energy have been increasing. (The Fed conveniently leaves these items out when “measuring” inflation.)

The bottom line is that investors and savers are being pushed into riskier assets to earn a return on their capital. But one burger joint is looking to give savers an alternative… steady returns through tokenizing bonds. And it could save investors from riskier assets and generate the returns they desperately seek.

Nasdaq-listed FAT Brands (FAT), the parent company of popular chains Fat Burger, Ponderosa Steakhouse, and more, is partnering with Coinbase-backed Cadence to issue $30 million in debt on the Ethereum network. The goal is for individual investors to trade these “tokenized bonds” and earn steady returns, just like regular bonds. 

While details like an issuance timeline and interest rate still need to be ironed out, the big takeaway is that tokenization could open the door for easier investor access to corporate bonds and steady returns.

As regular readers know, tokenization gives the ability to fractionalize ownership in an efficient and transparent way through the blockchain. It’s revolutionizing finance by stripping away the middlemen and allowing the little guy to invest in assets formerly reserved for big money players.

In a “0% world,” there’s no better time for the massive $100 trillion (yes, trillion) bond market to be tokenized.

Going forward, these instruments could be a cornerstone for your portfolio and replace the complicated bond holdings of the good ol’ days.

Daniel Creech
Daniel Creech is a Curzio Research analyst with over a decade of experience. He writes on macro trends, large- and small-cap stocks, and digital securities. He’s a regular contributor to Token Tracker, Curzio Research Advisory, and The Dollar Stock Club.
Daniel Creech
Daniel Creech is a Curzio Research analyst with over a decade of experience. He writes on macro trends, large- and small-cap stocks, and digital securities. He’s a regular contributor to Token Tracker, Curzio Research Advisory, and The Dollar Stock Club.
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